Understanding International Health Insurance
What does it mean and the top three insurers in Asia
Health insurance comes in various types to cater to different customer needs. Besides the standard local individual or family health insurance, there is another type of health insurance called international health insurance that extends coverage beyond your home country, allowing you to access medical care while traveling or living abroad. This kind of insurance is ideal for expats, frequent travellers, or those with family residing overseas. By understanding these different types of health insurance and their coverage areas, expats in Asia can make informed decisions and choose a plan that best suits their needs and lifestyle.
International Health Insurance, or also often called International Private Medical Insurance (IPMI), is a type of health insurance specifically designed for people who live or travel internationally. It provides coverage for medical expenses incurred outside of your home country. IPMI offers a winning combination of comprehensive coverage, customizable plans for flexibility, and direct billing for a smoother healthcare experience.
For expats living in Asia, having quality International Private Medical Insurance (IPMI) is essential. By prioritizing quality when choosing an IPMI insurer, expats in Asia can secure Peace of Mind, Financial Security that cover hospitalization, doctor visits, and other medical expenses. There is also Access to Quality Care, Efficient Claims Process and excellent customer service with multilingual support, ensuring you can easily access information and assistance whenever required. While a definitive ranking can vary depending on individual needs and priorities, here are three of the leading IPMI insurers for expats in Asia, recognized for their comprehensive coverage, strong networks, and quality service.
1.BUPA
BUPA is a reputable and reliable health insurance provider that established in 1947 as the British United Provident Association, and has a long and distinguished history in the healthcare industry, particularly known for its seamless claim process, high annual limits, and extensive network. They offer multiple ways to submit claims, including online portals, mobile apps, and phone support and offer high annual coverage limits, providing financial security for major medical expenses. It’s a great choice for those seeking comprehensive coverage and peace of mind.
2.April International
April International is a solid option for expats in Asia seeking a flexible and affordable IPMI plan. April International is founded in 1988, and the international branch of April Group, a leading personal insurance broker in France. Established in 2000 through the acquisition of AIPS, a top French insurance broker for expatriates and has focused on expat health and travel insurance since its inception, April International is known for its flexible insurance plans because they offer a variety of options to cater to different needs and budgets, and also known for its Friendly Premium Prices for offering competitive premiums. This makes them an attractive option for budget-conscious expats.
3.William Russell
William Russell is a good choice for expats seeking innovative and comprehensive health insurance plans, that founded in 1992 in the United Kingdom, and began as a family-run business specializing in health insurance for expatriates. William Russel is known for its focus on developing unique and innovative health insurance plans for expats that is offer a variety of plans catering to different needs and budgets, and also some plans provide add-ons for specific needs. It’s also known for incorporating wellness programs and preventative care initiatives into some of their plans. William Russell boasts a vast network of healthcare providers worldwide, with a strong focus on Asia.
Get the peace of mind you deserve with the right IPMI plan by contact us for a free consultation and discover the perfect solution for your health needs. With 10 years of existence in Indonesia and more than 4.000 satisfied clients consist of expats and locals, we are confident to assist you on getting the best international health insurance at the very best premium rate.
Reasons to choose Luke Medikal International as your health insurance agency:
- We provide options from world's leading insurers
- Excellent comprehensive aftersales services
- Medical network partners in Southeast Asia
Worls’ leading International Health Insurance, in one place
